Looking to buy a new home? Whether it's your first home or your dream home, our expert staff are here to help every step of the way, from application to approval and beyond, making the process as seamless as possible.
Our BOS Basic Home Loan, with a competitive interest rate and no ongoing fees could be the one for you.
Featured Offer
BOS Basic Home Loan
Owner Occupied - Principal & Interest (LVR Up to 60%)
With Principal and Interest Repayments, you can get straight into paying off your home loan.
Key Features
No monthly or annual fees
Pay off your loan sooner with no costs for extra repayments
Free redraw facility available via Internet Banking**
| BOS Basic Home Loan | Interest Rate | Comparison Rate 1 |
|---|---|---|
| P&I Variable Rate (80% LVR) | 6.09% p.a. | 6.11% p.a. |
| P&I Variable Rate (70% LVR) | 6.09% p.a. | 6.11% p.a. |
| P&I Variable Rate (60% LVR) | 6.09% p.a. | 6.11% p.a. |
| P&I Variable Rate (50% LVR) | 6.09% p.a. | 6.11% p.a. |
| Fees | |
|---|---|
| Ongoing Fee | $0.00 |
| Application Fee | $600.00 (waived) |
| Discharge of Mortgage Fee | $300 (plus legal costs) |
| Variation Fee | $300.00 |
| Settlement Fee | $150.00 |
| Legal Fees | Maximum value of $475.00 cover by BOS |
| Valuation Fees | Up to $420.00 per application covered by BOS |
Calculate the cost of your loan
Our Key Facts Sheet is designed to help you choose the home loan that’s right for you. Simply select the relevant loan type from our Owner Occupied Home Loans drop-down menu, then input your desired loan amount and loan term to view the lifetime cost, interest rates and repayments applicable to your loan
Relationship Managers that understand your needs
At Bank of Sydney we offer our customers a dedicated Relationship Manager.
Your livelihood and finances are really important. That’s why we have dedicated Relationship Managers available to our customers, so that you can have a real conversation with a real person. No matter where you are, or what you do, our Relationship Managers are with you for good, to make sure you get the support you need to get where you want to be.
Anthony Antoniou
Senior Relationship Manager
Anthony.Antoniou@banksyd.com.au
Request a call back
Please complete the form below and one of our Relationship Managers will be in touch shortly.
Things to keep in mind
Please note, all applications are subject to meeting lending criteria and Bank of Sydney approval. The BOS Basic Home Loan featured offer is available to:
- New applications only
- Minimum loan amount $100K
- LVR up to 60%
- Principal & Interest repayments